Ms. Loretta Salzano

Franzen and Salzano PC

Loretta Salzano founded Franzén and Salzano in 1997 to provide practical legal solutions for
mortgage and consumer lenders. The firm has grown to serve banks, real estate brokers, title
companies, law firms, technology companies and others in the real estate and lending industries –
taking pride in its unique ability to navigate a complex tapestry of laws to help clients accomplish their
goals. The firm’s attorneys counsel clients on how to increase their business while remaining within
the confines of the laws of all 50 states plus federal law, including TILA, RESPA, ECOA, HMDA,
FCRA and GLB.
Loretta spends much of her time assessing risks related to marketing, pricing and
compensation. She also drafts and negotiates a variety of transactional contracts, such as warehouse,
loan sale and service agreements; troubleshoots to mitigate damages; and advocates with regulators
before, during and in response to examinations.
Loretta was named a Top Compliance Lawyer by Mortgage Compliance Magazine, is a
Fellow of the American College of Consumer Financial Services Attorneys and serves as Legal
Counsel to the Mortgage Bankers Association of Georgia. She is active in many professional
associations and loves talking the talk for the industry. Loretta is a double Wolverine earning both her
B.A. and J.D. from the University of Michigan.